Getting accurate information regarding car insurance for the very first time can be confusing. There are a lot of questions to be answered, for instance “What kinds of car insurance are there?” It’s a suitable question, particularly for young drivers, who have only partial experience in matters related to car insurance.

When you buy a car it’s necessary to buy car insurance as well. It’s not only to protect the car but also to protect you. In a lot of countries its compulsory while in others car insurance is a subject of private choice though everyone knows that it is for one’s own benefit.

There are a lot of different types of car insurance, but only a few are common. Below mentioned are some main types of car insurance that will help you in understanding car insurance.

Liability Insurance protects you from being held responsible for damages to other parties.

Collision Insurance pays for damages to your vehicle caused by collision with another vehicle or object

Comprehensive Insurance covers damage to your car caused by something other than collision, such as natural disaster, or theft.

Personal Injury pays medical expenses for the insured driver.